Meaningful Within Your Means (Part 3)

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At SunTrust Bank Their Purpose is Lighting the Way to Financial Well Being

This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine.

Happy New Year! What is your best holiday memory from this year? Learn any lessons? In hindsight, did you really need a new outfit for every party? A little too generous with the gift-giving?

The holiday hangover is among us and hopefully not driving your New Year’s resolutions.

For us personally this holiday season was pretty stress free thanks to planning and budgeting with SunTrust Bank. We were able to step back and leave behind the whole hustle and bustle and enjoy time with our kids, family and friends.

One thing we learned this year is, that it’s not about gifts, big parties and spending a lot of money, but about memories and traditions you create with those you love. We made sure our kids will remember the time we spent together far longer than the gifts received.

Now that holiday season is behind us it’s time to set our New Year’s resolutions. Goals we hope to reach this year. I don’t really set many goals or resolutions, for me I see it as improving on the lifestyle we already lead in our household.

  • I hope to involve our kids in more healthy activities, ones that don’t cost us money, but are fun and good for us.
  • Another goal I have for this year is for us to move to a larger house. Nothing too big, but with just enough room to accommodate the four of us, because the current one is more comfortable for two to three people.
  • We already eat healthy in our house, but I would like for us to keep doing that too when we are outside of our home as well.
  • And like many of you to save money!

To help us reach our goals we are using the SunTrust Bank’s Money Personality Quiz as a fun way to lead us in the right direction to better money habits in 2015.

What are your goals and resolutions for 2015?

Want to pay off debt this year? Save more money? Eat better? Exercise more? We tend to use the end result as the resolution when really; your resolutions should be changes to behaviors that will get you there.

For example:

Pay off debt? Resolution – set up an auto payment from every paycheck that day you get paid. The money is taken out right away before you even have a chance to realize it’s there. By setting up smaller auto payments vs. one payment on the due date you can save on interest and actually pay off quicker.

Save more money? We get it, saving is hard. Over 70% of Americans live paycheck to paycheck. Resolution – Find one thing to either eliminate or find savings in your budget. Can you eliminate premium channels from cable and save $30 a month? Have way more data than you need on your mobile plan? Cut that down and save $25 a month? Take whatever savings you can find, even if its $5 and set up a monthly auto transfer of that amount into your savings. TIP: Use Mobile/Online Banking? Remove your savings account from your accounts view so you are not staring at the money sitting there…tempting you. Out of sight, out of mind.

This year think a little differently. Share with us Do you have any tips to share that can lead to resolution success? For more ideas visit #holidaymeans!

At SunTrust Bank their purpose is lighting the way to financial well being. They help you get organized, make a plan, and stay on track so you can get and stay in control of your finances. When you are confident about your money, you can save for your goals and splurge knowingly on what matters most to you.

What is your money personality?  Find out here

To find advice, tips, tools and motivation to start your new year click here

This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.

Disclosure – SCM (SocialCafe Magazine) wrote this sponsored post on behalf of the above mentioned company or their PR Representative. All of the opinions are strictly of the SCM (SocialCafe Magazine) and SCM (SocialCafe Magazine) staff and no one else. The opinions are honest and not influenced by the monetary compensation in any way.

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